The moment your salary lands, know how much money is truly yours — and watch it grow on your own money tree. No SMS reading, no bank linking. Everything stays on your phone.
Your month runs from salary date to salary date — because in real life, that is the day your budget begins.
Apna Paisa
🔥 0-day streak
Your free money
₹0
0 days left₹0/day safe
Today
Your money tree
"Paise ped par nahi ugte?" — here, they do.
This cycle
ClosedNo-spendPending
This month's blocks
Recent kharcha
MoneyClarity · built by Chitranjan
Blocks
This money was never yours to begin with
Cut the blocks first — whatever remains is your apna paisa.
Fixed — guaranteed every month
Envelope — budgeted spending
Sinking — big annual expenses
Monthly hisaab
Tip: envelope spending never touches your free pool.
History
All expenses this cycle
From free pool: ₹0From envelopes: ₹0
More
Surplus, OD & settings
Account & sync
Overdraft tracker
Extra income
Got a bonus, incentive, or any extra income? Add it here — it goes straight into your free pool.
Settings
Apna Paisa v3 · MoneyClarity · by Chitranjan Your data stays on your phone. No server, no tracking.
Add kharcha
Close today
Add a block
Extra income
OD outstanding
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